Yes I would use this feature
yes we need bullets plus a button that allows quick pasting of date, time and regularly used text ie meeting name and attendees. I know notes have auto date & time but at times I like to enter this info into the note.
Yes this would be very nice
Yes a star or highlight option is needed
That would suit me better than locking the whole application. Perhaps lock by folder when that becomes available
Definitely our notes to be secure otherwise anyone between us and your servers can potentially read our notes